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최근 경제상황 관련 기업 자금사정 조사

2022.10.17

담당부서 경제정책실

<p class="0" style="line-height: 32px; margin-top: 15pt; margin-bottom: 10pt; margin-left: 18.3pt; text-indent: -18.3pt; text-align: center; font-family: 나눔고딕; font-size: 16px;"><strong style="font-size: 14pt;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">생산비 증가 </span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행 대출 증가 </span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고금리 이자</span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... </span></span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><span style="font-size: 14pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기업 자금난 악순환</span></span></strong></p><p class="0" style="line-height: 32px; margin-top: 15pt; margin-bottom: 10pt; margin-left: 18.3pt; text-indent: -18.3pt; text-align: center; font-family: 나눔고딕; font-size: 16px;"><strong><span style="font-family: 굴림; letter-spacing: -1.5pt; font-size: 18pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">- <</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">商議</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조사</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">> </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">현재 자금조달 수단은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행 대출</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(64%) ... “</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이자부담 크지만 은행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">문 두드린다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong style="font-family: "맑은 고딕";"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">- </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이자</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">부채 감당여력 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년새 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">급락</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’ ... 2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 현금흐름보상비율 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">45.6%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">로 전년동기 대비 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; color: rgb(255, 0, 0); line-height: 32px; margin-top: 0px; margin-bottom: 0px;">43%</span> <span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">하락</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">- </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금운용 리스크도 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출금리 상승</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(73%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">위 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">외화차입 부담</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(25%), </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">금융대출</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">難</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(18%) </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">順</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">- </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">주요국 대비 기업부채 증가 속도 빨라 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">상의 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출금리 안정화</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">다양한 자금조달 길 열어줄 필요</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><table style="border-collapse: collapse; table-layout: fixed; border-width: initial; border-style: none; border-color: initial;"><tbody><tr><td valign="middle" style="width: 639px; height: 86px; padding: 1.41pt 5.1pt; border-width: initial; border-style: none; border-color: initial; background: rgb(229, 229, 229);"><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">경북 소재 중소 식품제조업체 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">A</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">사 관계자는 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">수입산은 물론이고 국산 식재료 가격이 올초보다 적게는 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">30%, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">많게는 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">55%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">까지 올랐고 일할 사람도 구하기 어려운 상황인데</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출 이자마저 계속 오르고 있어 답답하다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">며 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">그나마도 자금을 구하는 것 자체가 쉽지 않아 하루에도 몇 번씩 은행과 금융기관을 찾는 게 일상</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이라고 어려움을 호소했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p></td></tr></tbody></table><p class="0" style="line-height: 37.3333px; margin-left: 18.3pt; text-indent: -18.3pt; letter-spacing: -1pt; font-weight: bold; font-size: 14pt; color: rgb(0, 0, 255); font-family: 나눔고딕; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">인플레이션에 따른 생산비용 증가로 은행 문을 두드리고</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">금리인상 여파로 이자부담은 배로 커지고</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">다시 자금사정 악화되고 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행대출 의존도가 높은 상황에서 연이은 금리인상으로 기업들의 자금사정이 갈수록 악화되고 있는 것으로 나타났다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대한상공회의소</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">회장 최태원</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">는 최근 전국 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2,172</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">개 제조업체를 대상으로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">최근 경제상황 관련 기업 자금사정</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">을 조사한 결과</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기업들의 자금조달 수단이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">증권사 차입</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(64.1%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">에 집중돼 있는 것으로 나타났다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">반면 금융기관을 거치지 않고 자금을 조달한다고 응답한 기업은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">내부 유보자금</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(23.9%), ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">주식</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">채권 발행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(7.1%) </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">순으로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">4</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">곳 중 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">곳에 불과했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><img src="http://www.korcham.net/dext5editordata/2022/10/20221017_091253477_15565.png" title="" alt="" border="0" style="width: 667px; height: 143px; border: 0px solid;"><br></span></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">코로나 사태 이후 늘어난 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금조달 수단</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">역시 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">증권사 차입</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(64.4%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이 가장 높아</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">- </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">회사채 발행 급감 등으로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행대출 의존도</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">높아져 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">주식</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">채권 발행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">늘린 기업은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3.3% </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">불과</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-weight: bold; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행대출에 대한 의존도는 갈수록 높아지고 있었다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">코로나 사태 이전과 비교해 늘어난 자금조달 수단이 무엇인지를 묻는 질문에 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">64.4%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">의 기업이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">은행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">증권사 차입</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">을 선택했고</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">내부 유보자금 활용</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(32.2%), ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">정부지원금</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(17.0%) </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">등이 그 뒤를 이었다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">주식</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">채권 발행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">을 꼽은 기업은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3.3%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">에 불과했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">사금융 차입 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3.0%, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">복수응답</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">></span></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">실제로 최근 회사채 발행규모는 크게 하락하고 있다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">금감원 통계에 따르면 일반회사채 발행 규모가 올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">12</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">9,050</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">억원 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">8</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">8,975</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">억원 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">7-8</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">4</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">6,135</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">억원으로 크게 감소했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">채권 발행을 통한 자금조달이 어려워지고 있는 상황이다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">전년동기 대비 감소율 역시 올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 기준 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">–</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">13.7%, 2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 기준 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">–</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">43.8%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">설령 자금조달이 가능하더라도 높은 금리를 감당해야 하는데</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">일례로 만기 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">BBB- </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">회사채 금리는 시장 불안심리 확산</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기준금리 인상 등으로 인해 올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월 초 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">8.5%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">에서 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">10</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월 초 기준 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">11.1%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2.6%p </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">상승한 상태다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><img src="http://www.korcham.net/dext5editordata/2022/10/20221017_091318508_80518.png" title="" alt="" border="0" style="width: 667px; height: 326px; border: 0px solid;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong style="font-family: "맑은 고딕";"><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이자</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">·</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">부채 감당여력 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년새 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">급락</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’ ... 2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 현금흐름보상비율 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">45.6%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">로 전년동기대비 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; color: rgb(255, 0, 0); line-height: 32px; margin-top: 0px; margin-bottom: 0px;">43%</span> <span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">낮아져</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-weight: bold; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: "맑은 고딕"; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기업의 단기채무 지급능력을 가늠할 수 있는 현금흐름보상비율도 인플레</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고금리 상황이 반영돼 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년전 보다 급락했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대한상의가 한국평가데이터</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(KoDATA)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">와 함께 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">897</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">개 제조업 상장사의 분기별 현금흐름보상비율을 분석한 결과</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 현금흐름보상비율은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">45.6%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">로 작년 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 대비 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; color: rgb(255, 0, 0); line-height: 32px; margin-top: 0px; margin-bottom: 0px;">43.8%</span> <span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">감소했다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이는 영업활동 현금유입이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">48.9</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조원 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">31.2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조원으로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">36.2% </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">감소한 반면</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">단기차입금은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">60.8</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조원 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">→ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">71.4</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조원으로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">17.4% </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">늘어난 결과다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><table style="border-collapse: collapse; table-layout: fixed; border-width: initial; border-style: none; border-color: initial;"><tbody><tr><td valign="middle" style="width: 643px; height: 120px; padding: 1.41pt 5.1pt; border-width: 1px; border-style: dotted; border-color: rgb(0, 0, 0);"><p class="0" style="line-height: 32px; margin-left: 6.8pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">< </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">현금흐름보상비율 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(Cash Coverage Ratio) ></span></strong></p><p class="0" style="line-height: 32px; margin-left: 26.8pt; text-indent: -10pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">• </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">현금수입으로 이자 및 부채를 감당할 수 있는 능력을 나타내는 지표로</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기업의 단기 채무 지급 능력을 나타냄</span></p><p class="0" style="line-height: 32px; margin-left: 6.8pt; font-family: "맑은 고딕"; font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"><v:stroke joinstyle="miter"><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"><v:f eqn="sum @0 1 0"></v:f></v:f></v:formulas></v:stroke></v:shapetype></p></td></tr></tbody></table><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대한상의 김현수 경제정책실장은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">매출채권까지 포함시켜 산출되는 이자보상비율에 비해 현금흐름보상비율은 실제로 지급가능한 현금을 기준으로 산출되기 때문에 기업들의 감당여력을 더욱 명확하게 보여준다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">며 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고금리 추세가 내년까지 이어질 것으로 보여 앞으로가 더 걱정된다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고 우려를 나타냈다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><img src="http://www.korcham.net/dext5editordata/2022/10/20221017_091351039_78729.png" title="" alt="" border="0" style="width: 667px; height: 324px; border: 0px solid;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 휴먼명조; letter-spacing: -1pt; font-size: 13pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금운용상 가장 큰 리스크도 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출금리 상승</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(73%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">위</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">... </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">외화차입 부담</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(25%), </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">금융대출</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">難</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(18%) </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">順</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금운용상의 주요 리스크 요인으로 응답기업 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">4</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">곳 중 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">곳이 기준금리 인상에 따른 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이자부담 증가</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(73.3%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">를 꼽았다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고환율로 인한 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">외화차입 부담 증가</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(25.2%), ‘</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금조달 관련 규제</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(18.3%)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">가 뒤를 이었다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">정책지원자금 축소 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">15.8%, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">원리금 상환유예 종료 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">11.1%, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">복수응답</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-size: 11pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-size: 11pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><img src="http://www.korcham.net/dext5editordata/2022/10/20221017_091415508_56228.png" title="" alt="" border="0" style="width: 667px; height: 259px; border: 0px solid;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-size: 11pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p style="font-family: 나눔고딕; font-size: 16px; line-height: 19.2px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: "맑은 고딕"; font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이 같은 자금운용의 어려움을 겪는 이유로는 </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">매출부진에 따른 현금흐름 제한</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(63.7%), ‘</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">생산비용 증가</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(57.5%), ‘</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고금리 부담</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">’(43.6%)</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">을 꼽은 기업이 많았다</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span><br><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><</span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출한도 초과 </span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">7.9%, </span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대출상환 지연으로 신용등급 하락 </span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">3.2%, </span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">복수응답</span><span style="letter-spacing: -1.6pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-size: 11pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">GDP </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대비 부채비율</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, 5</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년새 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">22.7%p </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">증가</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">상승속도 두 번째로 빨라... </span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong style="text-indent: -18.3pt; font-size: 12pt;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">상의</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, “</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">통화정책 조절</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">정책금융 확대</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">시중금리 안정 및 자금조달 다양화 대책 필요</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.6pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span></strong></p><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: 굴림; letter-spacing: -1.6pt; font-weight: bold; font-size: 14pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;"><br></span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">우리기업들의 부채상황은 국제비교를 통해서도 빠르게 증가하고 있었다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">. 9</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월 국제결제은행</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">(BIS)</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">에서 발표한 올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 한국의 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">GDP </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대비 기업부채 비율은 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">43</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">개국 중 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">15</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">위를 기록했는데</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이는 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2017</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년의 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">19</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">위에서 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">4</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">계단 상승한 순위이다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">지난 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2017</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">92.5%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">였던 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">GDP </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">대비 기업부채 비율이 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">5</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">년 사이 코로나 사태와 고비용 경제상황을 거치면서 올해 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">1</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">분기 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">115.2%</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">로 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">22.7%p </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">증가했고</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이는 비교 대상국 중 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">위에 해당하는 증가세이다</span><span style="font-family: "맑은 고딕"; letter-spacing: -1pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span></p><p class="0" style="line-height: 32px; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p><p class="0" style="line-height: 32px; font-family: "맑은 고딕"; font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">강석구 대한상의 조사본부장은 </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">지난 </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">9</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월 대한상의가 조사한 바에 따르면</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기업들이 손익분기를 고려해 감내할 수 있는 기준금리수준이 </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">‘2.91’</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이었는데 이번 금리인상 조치로 감내수준을 넘어서게 됐다</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">며 </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">“</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">이제는 투자위축을 너머 생존을 걱정해야하는 상황이라며 국내 경기상황을 고려한 통화정책과 단기적 유동성 위기를 겪는 기업을 위한 정책자금 지원을 늘리고</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">기준금리와 시중금리와의 갭을 줄이고</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">, </span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">자금조달 수단을 다양화하는 금융정책이 시급하다</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">”</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">고 지적했다</span><span style="letter-spacing: -1pt; font-size: 12pt; font-family: "맑은 고딕"; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">.</span><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"><v:stroke joinstyle="miter"><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"><v:f eqn="sum @0 1 0"></v:f></v:f></v:formulas></v:stroke></v:shapetype></p><p class="0" style="line-height: 20px; letter-spacing: -1pt; font-size: 7pt; font-family: 나눔고딕; margin-top: 0px; margin-bottom: 0px;"> </p><table style="border-collapse: collapse; table-layout: fixed; border-width: initial; border-style: none; border-color: initial;"><tbody><tr><td valign="middle" style="width: 393px; height: 97px; padding: 1.41pt 5.1pt; border-width: 1px; border-style: dotted; border-color: rgb(0, 0, 0);"><p class="0" style="line-height: 32px; margin-left: 6.8pt; text-align: center; word-break: keep-all; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><strong><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">< </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조사 개요 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">></span></strong></p><p class="0" style="line-height: 32px; margin-left: 6.8pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">• </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조사 기간 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">: 08/23(</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">화</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">)~09/05(</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">월</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">)</span></p><p class="0" style="line-height: 32px; margin-left: 6.8pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">• </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조사 대상 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">: </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">전국 제조업체 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">2,172</span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">여개 사</span></p><p class="0" style="line-height: 32px; margin-left: 6.8pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">• </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">조사 방식 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">: </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">전화 </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">+ </span><span style="font-family: "맑은 고딕"; letter-spacing: -1.5pt; font-size: 12pt; line-height: 32px; margin-top: 0px; margin-bottom: 0px;">팩스</span></p></td></tr></tbody></table><p class="0" style="line-height: 32px; margin-left: 18.3pt; text-indent: -18.3pt; font-family: 나눔고딕; font-size: 16px; margin-top: 0px; margin-bottom: 0px;"> </p>

목록